Tue. Dec 11th, 2018
OFW Retirement Benefits

Filipino Workers Retirement Benefits and Plan

Planning to retire? Or perhaps, youre already retired and is looking for retirement benefits and plan. Well, its not yet too late to plan or look for opportunities as there are countless!

Some OFWs, although working for years in another country, would still want to spend their retirement years in their homeland, the Philippines. Though we expect that most of our OFWs well off, had enough savings and can live according to what they pictured. Sadly, most of our OFWs are still in the need of finding a new source of income upon returning home. While there may be some who wanted to rest within the comforts of their homes, some just dont want to spend their retirement years just relaxing and lying around.

As an OFW, you should know your rights, benefits, and programs that will benefit you in the near future. Our government is working and is trying its best to launch programs for the good of all OFWs. Hereunder are some of the things that might seek as opportunities for OFWs as they decide tothese retirement benefits and plan:


Under Sec. 54, In recognition of the contribution of long-time members to the OWWA Fund, the OWWA shall develop and implement a program for the grant of rebates or some form of financial assistance to OFWs who have been members of the OWWA for the last ten (10) years and who, along with their families, have not availed of any service or benefit from the OWWA. The provisions and the amount of rebates shall be based on the actuarial study commissioned by the OWWA for this purpose.

In the first six (6) months of 2017, there will be an Actuarial study and it will be submitted to the OWWA Board of Trustees to approve the rebate system.

Note: OFWs shall always keep records of OWWA membership payments, receipts or any documents to prove your membership to OWWA. This will serve as proof you are qualified for the rebate program.

Two Years OWWA Membership

If an employment contract has already been prematurely terminated, OFWs can still avail of his benefits from OWWA due to his 2-years membership for just $25 membership contribution. So even if you are not in abroad anymore and your contract has finished you are still a member of OWWA and can avail the benefits for two years. The membership can be renewed at the end of the two-year period.


In cooperation with Philhealth, OFWs will be entitled to a supplemental medical assistance offered by OWWA. The maximum amount that OWWA can give is P50,000.

Just present your hospital records to avail of this one-time financial assistance.

OWWA and DTI will offer up to 2 million loan for OFWs (LOAN for your Dream Business)

DTI (Department of Trade and Industry) has partnered with OWWA for an entrepreneurship program for the OFWs and especially those repatriated or brought home from the Middle East.

The Memorandum of Understanding (MOU) had been signed by both OWWA Administer Rebecca Calzado and DTI Undersecretary Zenaida Maglaya, under this the DTI and OWWA will conduct developmental training for OFWs and their families who would like to pursue entrepreneurial undertakings under Enhanced Entrepreneurial Development Training (EEDT).

Those OFW who has completed the EEDT may avail the loan amounting to 100,000 to 2 million pesos under OFW-Enterprise Development Loan Program.

These are just some retirement benefits and plan opportunities for the retired OFWs; Rebates, MedPlus, Loans. You can loan for a business amounting from 100,000 to 2,000,000 and this is a good opportunity offered by OWWA. These programs will actually help you in the long run and give you opportunities for your retirement.

For those OFWs who wants to avail of these programs, visit the nearest OWWA offices for more information.


41 thoughts on “Filipino Workers Retirement Benefits and Plan

  1. I’m Francisco Maico and I am 60 yrs. old last Aug. 28,2017. What is my benefit from OWWA as a retired OFW. I am going home this coming march 2018.

    1. A pleasant day Po! This regard mo sa rebate program, sa main office Lang Po ba pwede Kami magpunta to inquire or to submit requirements? Salamat Po sa reply.

  2. Please assist my father Norberto Lozada he work in saudi for 17years.. and now he is returning to philippines for good can u help.my father to avail this benefits. Thank you very much.

  3. I am Ricardo Echaore a retired ofw last Dec 2016. Is there any benefits that I can avail Am I still available for a loan please reply

  4. Hi, am Rica Mijares, my father who worked from KSA for 39 years been retired last january 27, 2018. I am searching for the benefits from retired OFW, thus, aside from loan, is there any benefits we can claim aside?

    many thanks,

    1. For those who retired it helps a lot if OWWA can have offer a contineus montbly training of business informations, activities and other training needs that can help them to establushed their own income. We achieved this thru LGU partnership. Sometimes OFW organizations is established but leaders they choose it looks like zero knowledge of OFW needs because they don’t know how to work outside and OFW eagerness to have their own income. Cash incentives is ok but the best if OWWA can be a partner in supporting to in having a business mindset and thru monthly training in every municipality and thereby you can help us a lot to live. How i wish to see an OFW business club be established in every municipality im sure it helps a lot even those still active they have place to go to acquire business informations according to their intersts. Knowledge is power once this fully nurtured plus items needed to achieved their business ideas.

  5. Dating po akong OFW , nag balik pinas po noong 2000 pa, and naging trabaho mula noon ay on call driver dito sa amin, sa ngayon point at nangangailangan po akong ng medical assistance para sa sakit na nararamdaman ko, puwede po ba akong mag avail ng owwa assistance, salamat po

  6. I am planning to finish my contract this July 2018 for almost 8 years working here in Dubai.2010-2018 and in Singapore 1996-2000.Can I get any financial assistance to OWWA or loan to start a small business?

  7. How about an OFW for more than 30 yrs at sea is it possible for him to have a pension (compared to 4P’s), sometimes felt for how many years of his remittances hope he have something the government can offer. It helps a lot for his retirement.

  8. How about an OFW pension especially those work outside as an OFW for more than 30 yrs (like 4P’s) it helps a lot once he retired for more than 30 years remittances this makes him felt that he was not neglected.

  9. Good am pih k lng poh pano nmin mkkita records nmin s owwa kc cmula poh nun dlaga pko member nko ng owwa hanfang s magk asawa nko member p dn me more than 10yrs nko ng aabroad. Ngyon stay nlng poh me ng pinas kc maedad n poh me. Wla pko nkkuha s owwa.

  10. Art_127@yahoo.com I am Arturo h. Vergara, an ofw since 1986; I came back/arrived last July 6, 2017. I have not availed any owwa benefits. Please confirm that i am eligible to receive a rebate. Appreciate your kind reply. Best regards.

  11. Amihan C. Grande
    April 16, 2018 at 6:43 PM
    amycomend@gmail .com My father Norberto V. Comendador Sr. was an OFW from 1981–2007 in the Middlle East. He has not gotten any assistance from OWWA eversince he retired. Can we go straight to OWWA?

  12. Sir/Ma’am,
    Good morning. I’d been a seafarer from Novenber 1978 to February 01, 2018. I may ask, what benefits i am entitled to receive or can avail from your good office… My last employment was with Sunbright Maritime Services…

  13. Good day,po sir/mam,
    Ung tatay ko 16 yrs sya s saudi.nag for good sya ng 1998.namatay sya last yrs.may marerebate p rin b ung ganun .wala kmi nkuha khit ano benifit s owwa.

  14. Ask ko lang po kung pano makaka kuha ang father ko ng benifits sa owwa for retirement he worked more than 30yrs as ofw in saudi what are the requirements tnx

  15. Good day
    I’ve been here in Jordan since 2000 until now and i don’t know if I’m
    a member in owwa

  16. Hi good Day
    Im OFW Almost 19 years in KSA and UAE,But now im here in philippines almost 2 years na, at nagkasakit po ako at nag dadayalisis now, may makuku ha ba anong benifits or matulungan ako.


  18. isa po akong seaman, 14yrs po ako sa offshore industry. gusto ko na pong magresign sa agency namin at magtayo na lang ng isang business. gusto ko po sana humingi ng tulong sa inyo. matutulungan nyo po ba kami kung papano kami makakapagtayo ng isang negosyo dyan sa ating bansa? yong makakatulong sa amin pang araw araw.. matutulungan nyo rin ba kaming makahanap ng magandang trabaho dyan? qualified ba kaming mga seaman sa benipisyo para sa mga nagreretire? maraming salamat po, God bless us always..

  19. Gretings.
    24 years po akong ofw from 1992 to 2016, ano pong mga requirements para maka avail po. dito po ako sa Isabela province saan po ang malapit na may owwa ofis po. salamat sa reply..


  20. Iisa po akong seaman as chief cook at at nag start 1996 up to 2017 at retiro na ano ang ang benipisyo naming mga seaman sa owwa kc kung ang mga ofw ay natutulungan niyo dapat kaming mga seaman ay kahit paano ay meron matatanggap kc nagpunta ako sa owwa hindi pa naaksyunan tungkol sa mga seaman na maka avail

  21. Good day.
    Mam/sir is my husband name is REYNALDO ARGAWANON OSABEL now at age 65years old.he worked in Saudi more than 20years & he stop work at year 2010.is that possible he can get an retirement or benefits of ex off?thank you

  22. im andrew calizio working as a seaman since 1991 up to 2017 retired n po aq may makuha ba a q benifits a s owwa?

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